Vol. XXXXII, No. 8 --- August 2005

CFMS Newsletter

Table of Contents
President's Message
From The Editors Desk
2005 CFMS Bulletin Contest
Competition Winners
President's Trophy
All American Awards Report
Golden BearAwards for 2005
CFMS Scholarship Awards
AFMS Scholarship
PLAC REPORT -- Nevada
CA Desert Advisory Council
Camp Paradise
ZZYZX - Springtime
Historian's Report
Something Special
Attention Exhibitors
Enterning Competition
Program Aids
Tax Exempt Status
Library's New Additions
Silent Auction
Museum Corner
Water Safety
Field Trip South Report
Dir and Officers Liability Insur


Prez Message

By Marion Roberts, CFMS President

CFMS President

I'm writing this month's message immediately after returning from Roseville because there is too much of a chance of missing or forgetting something, as this was a very full week. My heartfelt hello to everyone and hope this summer is bearing good fruits for all, in health, in happiness, and in good cutting or specimen material.

First off I want to congratulate the Roseville Rock Rollers for hosting a very, very good, no, great show. The leaders of this group had things organized to a point that when people from other clubs, and there were many, were able to accomplish the set up with the greatest of efficiency. They were done and sitting around enjoying there accomplishments at a very early time in the evening.

The exhibits were all of very high quality and a real pleasure to the eye. It is hard for me to understand why almost all of these exhibits were not in the competition. The special exhibits attracted the attention of a variety of interests. The demonstrations were varied and continuous as well as being informative.

I' m currently preparing for the trip to St. Louis, MO for meetings of the AFMS meeting and show in mid-August. I will bring back as much going on in the rest of the Federations, and have special interest in the show that they put on. Because I, as well as others, am very interested in seeing more competitive exhibits in our shows, I'm asking all of the societies that have competition at their local shows to write a brief report of your preparation and types of awards, to help others clubs and to encourage them to try competition. Hopefully this will lead to more Federation level competition. Please send them to me or to our editor, Richard Pankey, for the newsletter. I will try not to be so push, push, but all of these things may seem simple to those doing them, it can be intimidating to others.

I'm closing on my favorite note, communication. Please remember, Editors, you have their eyes, Federation Director, you have their ears and President, you have their attention. Please use them more and more all the time.





From The Editor's Desk
Newsletters and Bulletins

By Dick Pankey, Editor

I have been an editor now for almost 8 months; attended the SCRIBE meeting in Quartzsite and the Editors Breakfast at Roseville. I get and read a pile of club Bulletins each month. And I just had an epiphany. Not an earth shaking, life changing revelation, but a simple realization about my job as editor and the CFMS Newsletter and the job of the bulletin editors and the club bulletins.

I put out a newsletter, and the rest of you put out bulletins. Now think about it a minute, -- they are different in purpose, content and style. My job, and the newsletter, is to collect, organize and convey the news, business, and activities of and about the Federation. The CFMS Newsletter is the connection between the Federation and the societies and members. A club bulletin is the news about the club and its members, activities of local interest, coming events, pertinent information or items of interest from outside the club, and more. Most of the articles and information in the CFMS Newsletter comes from the officers, chairmen and committees of the Federation. And lately these articles show up in my e-mail on or before the due date. That is not always the case with club bulletins. I seems that the bulletin editors are always looking for articles and "filler." And often as not they end up writing a lot of the bulletin. In several bulletin I have seen the name of the editor listed and "Reporter - All Club Members." Editors edit the input from others, their job description does not say writer.

Attention officers and chairmen: Betty and I leave by August 1st on a 6-week trip to the Midwest to attend the AFMS show in St Louis, Mo and to visit family on the way there and back. I am doing the September Newsletter a few days early as you should all know by now. I will not be back in time to do the October issue. I have arranged for Mary Hicks, a past editor for the Contra Costa M&GS to be acting editor for the October issue of the CFMS Newsletter. Please help Mary by getting your articles to her on time (or early, if at all possible). Send your articles for the October issue no latter than September 5th to:

Mary Hicks
maryhicks@comcast.net
2418 Larkin Ct.
Antioch, CA 94531
925-779-0698
ATTENTION Officers and Committee Chairs:
Reports for the Directors' Meeting were due October 1. Don't forget: Banquet reservations, camping or motel reservations.




2005 CFMS Bulletin Contest

By Anna Christiansen, Bulletin Aids Chairman

The Roseville Rock Rollers CFMS show was a blast as promised. Our Editor's Breakfast was great. Approximately 50 people were in attendance. Don Ogden, CFMS Webmaster, gave a presentation on making and using PDF files. He also gave us some information on starting a web site. Awards were then presented.

New Editors
1st Breccia
June Harris, Editor
Santa Clara Gem & Mineral Society
2nd The Rock Slab News
Nora De O'Campo, Editor
Searchers Gem and Mineral
Small Bulletins
1st Rocky Review
Diane Jorgensen, Editor
Conejo Gem & Mineral
2nd Petroglyphs
Merry an O'Neill, Editor
El Dorado Co. Mineral & Gem Society
3rd Ore-Cutts
Bess Shields, Editor
Orecutt Mineral Society
Large Bulletins
1st Diablo Diggin's
Sue Zabaldano, Editor
Contra Costa Mineral & Gem Society
Original Adult Articles
1st Fluorescing The West
Dick Shields
Orecutt Mineral Society
2nd Woodward Ranch Adventure
Bess Shields
Orecutt Mineral Society
3rd Collecting Eggs With The Kid
Ralph Bishop
Orecutt Mineral Society
4th The Saline Mineral World of Trona
Gloria Tomczyk
Roseville Rock Rollers
5th Slab Saw Tips
Wayne Moorehead
San Diego Mineral & Gem Society
6th Why Volunteer
Erich Kern
Fallbrook Gem & Mineral Society
7th Historical Article
Dick Golden
El Dorado County Mineral & Gem Soc
8th My Trip to Shasta Caverns
Diane Baczewski
El Dorado County Mineral & Gem Soc
9th Copperopolis, CA October 2004
Mining & Mineral Report
Clayton Williams
Ed Dorado County Mineral & Gem Soc
10th Die Hard Rockhounds
Wayne Mills
Orecutt Mineral Society
Junior Articles
1st Myths or Magic: The Birthstone
Amanda Schreiber - Age 10
Lake Elsinore Gem & Mineral Society
2nd Petoskey Stone
Malloy Renfroe - Age 11
Lake Elsinore Gem & Mineral Society
1st Heavenly Rocks
Daniel Schreiber - Age 14
Lake Elsinore Gem & Mineral Society
2nd The Indestructible Curse
Bridget O'Riordan - Age 13
Lake Elsinore Gem & Mineral Society
Advanced Aduklt Technical Articles
1st Obsidian: A Biography
Terry Yoschak
Roseville Rock Rollers
2nd Burnt Oil Shale Deposits of Ventura County
Steve Mulqueen
Ventura Gem & Mineral




Competition Winners

By Dee Holland, Chair, Rules Committee

The CFMS Show and Convention in Roseville is now a pleasant memory. My hat is off to the show committee for promising a blast and delivering. There were eleven competitive entries this year in CFMS competition. The following received trophies for their hard work:

MASTER GROUP:
Trophy #1 - A-4 (Open Division) Gene Murphy, Reno Gem and Mineral Society
Trophy #3 - BU7X (Minerals) Bob Stultz, Conejo Gem & Mineral Society
Trophy #13 - G-10 (Petrified Wood) Gail Matthews, Peninsula Gem & Geology Society
Trophy #25 - DST-6 (Jewelry - Wire wrapped) Teresa Raymond, Reno Gem & Mineral Soc.
Trophy #27 - EGC-1 (Educational) Lynn Smith, Reno Gem & Mineral Society
Trophy #38 - G-2 (Petrified Wood) Alberta Carter, Reno Gem & Mineral Society
ADVANCED GROUP:
Plaque #3 - BU5X (Minerals) Clay Williams, El Dorado Mineral & Gem Society
Plaque #26 - D-10 (Jewelry) Cheri George, Palmdale Gem & Mineral Club
SUPPLEMENTARY GROUP:
CHOATE - Jewelry -- Josephine Sneed, Reno Gem & Mineral Society
NORTHERN CALIFORNIA FACETER'S GUILD:
Tom Reeves
, Calaveras G&MS
DIAMOND PACIFIC:
Lapidary -- Frank Yoschak, Roseville Rock Rollers
BARRANCA EDUCATIONAL:
Lynn Smith, Reno Gem & Mineral Society
HAMEL MINERAL:
Clay Williams, El Dorado Mineral & Gem Society
SWEEPSTAKES TROPHY:
Reno Gem & Mineral Society

I would like to thank all the judges and clerks for their efforts this year, also special thanks to Norvie Enns and Dick Friesen. The comments on the judges' sheets were constructive and educational, both to the exhibitor and to the general public. Regarding the Diamond Pacific supplemental trophy. This year there were no competitive lapidary exhibits. The folks at Diamond Pacific asked me as Rules Chair to act on their behalf in selecting a lapidary exhibit from the non-competitive exhibits. I asked Bill and Izzy Burns, long time judges to select a winner. Bill told me it was a hard job but everyone was pleased with the outcome. Because of this, the folks at Diamond Pacific have asked me to rewrite the supplementary rules for their trophy so that if there are no lapidary competitive exhibits, the Rules Chair will select two judges to search the non-competitive exhibits and select an appropriate winner in this category.





President's Trophy

By Marion Roberts, President

Of all the duties and privileges the office, the choice of the President's Trophy case, was one of the scariest of them all. I knew well in advance about it and pondered how I was to make a choice. Things went through my mind like, using the same criteria as the judges, look for excellence, or just toss a coin.

After walking through the whole show three or four times it became very obvious that I had only one choice. I had a display that just kept drawing me back and seeing something new and better each time. The mushrooms were great, and then I realized the material was unique in each style. But that wasn't all; the bases were of the same material, and very attractive. Lori Peterson's case just kept bringing me back and making it my choice. Beautiful display Lori.





All American Awards Program Report

By Dot Beachler, Chair, All American Club Committee

Text bla bla bla

The CFMS Roseville Show is over and the All American Program Awards were presented to all the clubs that entered this year. Only 3 Small clubs (less than 100 members) entered this year. Here are the results:

Silver Award:
Roseville Rock Rollers --Plaque
Sutter Buttes Gem & Mineral Society - Certificate
Gold Award: Peninsula Gem & Geology Society -- Plaque

All books were interesting and well done. Since these entries were in the small club category, this should show everyone who is really doing the work. All CFMS books are being judged at the national level now and these results will be announced at the AFMS banquet in August. Congratulations to these clubs.

This program seems to be on a roller coaster ride. Some years we have several clubs entering, followed by a downward trend the next year. This year we are in a down period with only three clubs entering. Now let's get started on next year. It is time for all clubs to record their club history in a book form. Where did you go on field trips? When and where did you hold your show, who displayed at your show or at another club's show? Don't forget to join ALAA, our lobbying association. Not only would you help our efforts to keep areas open to rock collecting but I'm sure that ALAA would welcome your support. Let's start thinking early in the year to collect data, appoint a chairman, and form a committee. Let's go!





Golden BearAwards for 2005

By Ruth Bailey, Chairman, Golden Bear Committee

The Golden Bear Award is a wonderful way for the members of the CFMS to show appreciation to people who have helped the Federation members and have promoted our work with gems and minerals (and fossils and all other related fields). It is an award for those who have done work for the Federation and is not intended to recognize members who have helped their societies. The societies have many ways to honor their members.

At the recent Awards Banquet in Roseville the committee was privileged to give the award to three members who have worked very hard for the Federation. These members are: Fred Ott, who has been our Insurance Chairman for the past 5 years and has helped develop the necessary forms and reports to make our insurance program work. Charles McKie has been Safety Chair for the Federation since 2000 and has researched and written many excellent articles regarding safety on field trips, as well as at home. Prior to that he served as Field Trips, North, and led many trips in California and Nevada. The third Award was given to Jack Williams, who has served as coordinator for several Federation shows, as well as chairing the recent show at Placerville. Jack also served as an officer for five years, including the presidency in 2003. He will be the coordinator for Camp Paradise this year.

These three are very deserving of this Award and we thank all of them for their work and their continuing support of the Federation. Start thinking now of other members of the Federation who deserve this Award and it will soon be time for nominations for next year's Award. Nominations can be sent to the Golden Bear Chairman by any Federation club, through their Federation Director, or by any officer or chairperson.

Thank you for the opportunity to serve on this Committee. Other members of the committee are Frank Mullaney and Rosemarie Young.





CFMS Scholarship Awards

By Isabella Burns, Chair

It was great to meet some of the recipients of our CFMS Scholarship grants for 2005. Both girls and their parents who attended the CFMS Awards Banquet were very appreciative of our support in helping with their education. I was disappointed that some honorees could not attend.

These grants of $2000.00 to each student are provided by the interest from the money that you and your clubs have donated to the CFMS Scholarship fund since 1970. The committee welcomes your help not only in donations, but also by your club or society nominating a prospective honoree, someone who has made a great contribution to promote the goals of the CFMS. The honoree need not be a member of a society. The nominations should be sent to me or any member of the committee before the November Meeting.





CFMS Jury of Awards for AFMS Scholarship

By Richard Pankey, Chairman, Jury of Awards

Each year the California Federation selects one individual to be honored by giving that individual, the privilege of selecting the university of his or her choice for the selection of two students to receive the American Federation Scholarship for that year. The individual, California Federation's Award Honoree, assists in the selection of the students who is studying for his or her Masters or Doctors Degree, and is in need of financial assistance of this scholarship. These are $2000 scholarships that are given to each student for two years.

HOW IS THE HONOREE SELECTED? From the names of individuals submitted to the Jury of Awards Committee by our member societies. Your society could have that privilege and honor!

HOW DOES A SOCIETY SUBMIT THE NAME OF AN INDIVIDUAL? First, the person whose name is to be submitted never should be advised that his or her name is being presented for consideration.

Second, the individual should be one well versed in the Earth Science education, and should have, over the years, extended services to individuals, societies, etc., in matters relating to our hobby and its various facets. Who has contributed to the furtherance of our hobby and the Earth Sciences in general. An individual who has shared his or her knowledge of the Earth Sciences with the layman and the rockhound. The person need not be a member of a CFMS Society.

WHAT DOES A SOCIETY PRESENT? Documentation of the individual's background - the more, the better. This is tough sometimes, as some of our very worthy individuals are very closemouthed about their efforts, and their endeavors. There are many individuals who could and should be considered for this honor, but we need the submission of that documentation. There are ways and means of obtaining the necessary information. Newspaper clippings, family or friends who can be depended upon to be discreet. Libraries are good sources of information "Men of the West', 'Who's Who", and a number of other like publications. There are a good number of people within our Federation boundaries worthy of this honor.

TO WHOM DOES THIS MATERIAL AND INFORMATION GO? Send the name of the nominated honoree and all supporting information to the CFMS Jury of Awards Committee. The 2nd Vice President chairs this committee. The President and the immediate Past President are the other committee members. They will meet and review all documentation submitted, discuss the names submitted and make the decision of the individual to be so honored that year. The material submitted by our Societies is never discarded. So if your nominee is not chosen one year, there is always a chance he or she will be considered another year. But it never hurts to re-submit a nomination.

November 9, 2005 is the due date for this year's nominations. But please don't wait until the last minute to send in your names. There are many people who are deserving of this award and the committee would like to have several names to consider when making their selection.





PLAC REPORT -- Nevada

By Norvie Enns, Public Lands Advisory Committee - Nevada

The fight isn't over yet. The Wilderness Coalition is proposing 7 or 8 new wilderness study areas in Pershing County. These are areas that have a lot of agate, wood and other material that we love to collect. We must keep letting our senators and congressmen know that we have more than enough wilderness. The BLM has more wilderness than they can manage effectively now.

I just spent three days with the BLM out in the Blackrock/Highrock wilderness area checking the damage the increase in visitor usage has caused. Boundary markers are being destroyed as fast as they can be replaced. Hot springs have being trashed and fences removed, so people can camp close to the water. The law in Nevada is: park 200 feet from any spring.

The OHV people are still driving where the area is closed to all wheeled travel. There are many OHV organizations that are trying to police their own groups to stay on existing trails, but it looks like a lost cause. I don't believe it is the organized groups that are the causes of the destruction of sensitive areas.

In the wilderness areas the rock collecting is limited to 25# of material per day and 250# annually. I have been working to get two areas set aside as Rockhound Recreational areas. One is an abandoned opal mine and the other is the geode mine on the East side of the Blackrock Range. So far there seems to be a lot of support from the BLM on the local level. This will take some time and volunteer labor on the part of the CFMS, as we may be asked to be stewards of the areas. If we follow the Code of the Rockhound Rules, the BLM will work with us.

WE NEED MORE MEMBERS ON THE PLAC COMMITTEE.





California Desert Advisory Council Meeting

By Izzie Burns

June 24 the first DAC Meeting of the year was held at Ontario. Sandy, Tony, Bill, and I attend this meeting and were pleased to learn that there were two Recreation Representatives on the Committee, Roy Denner and Ron Schiller, who are a rockhound and shares our interest in keeping our collecting areas open. He would be willing to help us with any projects that we are interested in pursuing. He resides in Ridgecrest.

Some interesting information presented by Howard Brown, mining representative, was that in the US, $47 billion dollars worth of raw materials was mined in 2004. California ranked first according to USGS with $3.6 billion mined here. Sand and gravel, Portland cement, and boron were the top three items mined. Gold mining is on the decline. California has only 4 remaining major producing gold mines. A drop in mineral mining is due to excessive environmental regulations and land use restrictions.

Some other topics discussed were off road use, proposed geothermal exploration, and West Mojave Plan.





Earth Science Seminars at Camp Paradise

By Jack Williams, Camp Paradise Coordinator

Camp Paradise is a weeklong seminar sponsored by the CFMS. You can meet new and old friends in our hobby to study lapidary arts in stonecutting, carving, silversmithing and fabrication, wax and silver and gold casting, stone setting, wire wrap art, silver clay, copper enameling, glass bead making, glass fusion and others. Some supplies are available from the instructors at a nominal fee.

The different instructors plus the various talents from other students give you a chance to learn new and different ways and techniques to do more things better for more enjoyment in our hobby.

It still amazes me the number of people who have never heard of "Camp Paradise" or "Zzyzx." This is such a great program which CFMS sponsors, I sometimes wonder if those who have been are not telling anyone so they are sure to get in next year. Please, everyone spread the word to your fellow hobbyist what a great time you've had. Let them also enjoy the fun and experience too.

This is a church camp which we are able to use in their off season. So, No Pets, No Firearms, No alcohol. The camp is located about 42 miles northeast of Marysville, in a beautiful pine and cedar tree setting. It truly is "Camp Paradise." By the way, it is not to be confused to be in the city of Paradise, California. It is rustic with small dormitory rooms with the bath down the hall; there are also a limited number of RV spaces available if that is your preference. The elevation is about 3800 feet. Yes, there is still time to register, but hurry. Get your application from your club CFMS Director or download it from www.cfmsinc.org, just click on forms, scroll down and print. You'll be glad you did.

First week - September 11-17, 2005
Second week - September 18-24, 2005




ZZYZX - Springtime in the Eastern Mojave

By Cheri George

If you have never been to the Eastern Mojave in the springtime, it is certainly a trip you might want top make. If only for the wildflowers it is truly enjoyable day trip. But if you are one of those hearty souls who enjoy taking a week to indulge yourself in your hobby it can truly rewarding in that area as well. As a member of the contingent from the PGMC who undertook the week long Earth Science Seminar sponsored by the CFMS this month, I have to say you really missed one of the jewels of the Lapidary hobby. Oh yeah, finding great rocks can be fun (we did that at Zzyzx). Cutting and polishing your favorites into a work of art is fun (we did that at Zzyzx). Fabricating or wire wrapping those works of art into a beautiful piece of jewelry is lots of fun also (we did that too!). Well, let's just say that we did it all, OK? Let's not forget the carvers and the bead stringers. All of this in one week at beautiful Zzyzx.

There were great field trips led by Frances Pedneau; Lapidary arts taught by Tom Burchard and sometimes ably assisted by Dick Flaharty. The wire wrappers were pleased to be instructed by Dale Nichols from Riverside. Ginny Grafton had a table full of happy bead stringers every morning. Margaret Kolachek kept the air under the trees full of rock chips and dust with three tables full of carvers. Students in the tiny room set up for the silver fabricators were intent, needless to say helpful and sharing and led most ably by Lois Allmen and Mary Ann Anderson. There was literally no room to swing a hammer in there. We managed to pop out some awesome stuff! The chow was plentiful and not bad tasting, thanks to Eric the new Zzyzx cook, who also plays a mean banjo! Dick Flaharty led his happy sing-a-long one evening and everyone seemed to have a great time. Keep in mind that this is only one of the two Earth Science Seminars held by the CFMS every year, the next one occurs in September at Camp Paradise. The forms for signing up should be out in the next CFMS newsletter. Be sure and ask you Fed Director for a copy and sign up. It promises to be loads of fun too!





Historian's Report

By Shirley Leeson, Historian

The 2005 CFMS show is history and that's where I come in. History, especially CFMS history, is of real interest to me. The show and Convention of the CFMS will be remembered for a long time. The host Club, Roseville Rock Rollers did a huge job. Can't think of anything they missed. All the little details like special ribbons on the CFMS Past President's cases to denote them, signs everywhere to tell you where to go and what you'd find, favors at the banquet and editor's breakfast, programs for all events. Balloons and the miner's "cave entrance" to the banquet. And the smiling faces of the show committee. The only sad item was the death of Florence Brady's mom, which necessitated her going to Arizona just before the show. We were sorry for her and also sorry we couldn't heap praise on her for all the things she had done for the show and everyone involved.

A few random thoughts: This was the first time the CFMS Past President's memorabilia was exhibited. It was housed in three cases and was well received by everyone. I received two additional items before the show but couldn't put them in because I didn't have labels for them. One was a beautiful little fern leaf "Pecopteris mazoniana" from Mazon Creek, Braidwood, Illinois. Ellen Schultz has personally collected it and the family sold it to Debbie Bunn, who donated it for the PP exhibit. The other was from Arlene Billheimer, bought to Roseville by Vern Cliffe. It's a handcrafted sterling brooch with a coral flower. I have been advised that something that belonged to Howell Lovell, an early CFMS Past President will be forthcoming from the Contra Costa Gem and Mineral Society who received a number of minerals from his personal collection.

In addition to the Past President's exhibit, we also exhibited the CFMS's three cases of historical cabs and slabs from individuals and clubs from throughout the CFMS. A sad note: while at the Rocky Mountain show and convention the following week in Colorado Springs they auctioned off the 19 cabs from their original donation to the AFMS's 50th Anniversary celebration. I was sorry to see them broken up and told then what we had accomplished but no one wanted to take responsibility for them. We have something to be proud of. It has grown from two cases of cabs that were originally given by CFMS individuals and clubs to celebrate the AFMS's 50th's Anniversary in Jackson, Mississippi in 1997 to the three cases you see today. Remember: YOU can contribute to this collection. We're still looking for specimens from historical collecting locations within the CFMS boundaries.

I'd like to mention those CFMS Past Presidents who exhibited at the show: Jeane Stultz, 1990 - Fluorites; Mike Kokinos, 1967-68 - Miniature minerals; Shirley Leeson, 1987 - Coprolites; Ruth Bailey, 1983 - Cabochons; Lois Allmen, 2004 - Jewelry; Bev Moreau, 1998 - Beaded jewelry. In addition Bob Stultz 2001, competitive copper exhibit. Dee Holland, AFMS 1998 also exhibited opal triplicates and cabochon material from the Northwest area.

I can't say enough for the members of the Roseville Rock Rollers. They went all out. Gloria Tomczyk, their fearless leader promised we'd have a blast and it was accomplished. The miniature dynamite sticks at the banquet were inspirational. But we had to take home the sticks for friends at our table who had to fly home to San Diego. Can't you just see them getting on the plane with them??? The weather could have been a factor. We arrived in a downpour on Thursday and the fields around the fairgrounds were under water. But by the time the show started on Friday the water had dried up and the sun was blazing. We look forward next year to Angles Camp, the Calaveras Gem and Mineral Club's extravaganza. Bring it on!





Something Special

By Shirley Leeson, Historian

….

The CFMS is the proud recipient of two of Cal Clason's famous exhibit cases! Cal presented the CFMS Historian with two of his extraordinary cases with carrying cases to boot at the recent CFMS show in Roseville, CA. These were made with the idea of putting the Past President's exhibit in the cases for the shows, but we have already outgrown them. They will be put to good use, either for part of the CFMS Past Presidents exhibit or for the Historical Cab exhibit. Thanks again, Cal for your generosity, YOU are the best!





Attention Exhibitors

By Dick Friesen, CFMS Rules Committee

Are you tired of fighting with cloth covering on your risers and liners? Trying to get all the wrinkles out and being limited to risers' shapes that you can cover can be frustrating. I have been working with a display method that can increase your options. The DonJer Company has a product called Suede Tex. It is a spray on fiber similar to what you may have seen on commercial displays. It is available in about 30 different colors and two fiber types. I found it at my local Woodcraft store but it is available at several web sites and probably at some of the hobby stores.

Applying it is fairly straight forward, just paint the color matching adhesive on the surface you want the fiber on and with a five dollar "pump tube" applicator spray the fiber on the adhesive. Use a lot more fiber than you need and let it dry over night. Then shake off the excess fiber and save for reuse.

When I made my risers I cut my corners at a 45-degree angle for a tighter fit. I then used some epoxy to fill the remaining gaps. I don't know if the epoxy shrank or if the fiber doesn't like a very sharp corner but I ended up with a very small dimple on one of my edges. On wood risers I think next time I would use wood filler and just sand it smooth. The surface does need to be smooth; any roughness on the surface will show. Sanding smooth to the touch is good enough. If you are going to use a porous surface such as balsa wood you may need to seal the surface before applying the adhesive. You only have about 10 minutes to put the fiber on the adhesive so be sure you have everything ready.

I have put my case in several shows and the fiber surface has not started to show any wear yet, although I would not expect it to last as long as a cloth liner. It cannot be "touched up" but the risers could be sanded smooth and re-coated. The surface has a "mottled" color do to fibers not all being aligned at the same angle. This is not unattractive but if you don't like it DonJer has a $50 air gun applicator that may lay the fibers down better than the $5 spray tube. The $50 sprayer requires an air compressor but only requires 15 psi so most any small compressor should work. This is cheap enough that a club could get one and lone it out to members.

A one-pound bag of Rayon fiber is about $17 and a 16 oz. can of adhesive is about $15. This should be more than enough for one case. The DonJer web site is: http://www.donjer.com/





Enterning Competition in CFMS Shows

By Cheri George

Let's all enter a competition case at the 2006 CFMS show in Calaveras next year. You can do it!! I entered for the first time this year. I had anxiety over my pieces of Jewelry, I had anxiety over the fact that the exhibit chairperson couldn't give me exact case dimensions, and I had anxiety over just being there in competition. But I survived and am all the better for it.

I think everyone should have the opportunity to compete at some level in the CFMS Competition; as a matter of fact it gives you more confidence in your work and teaches you better workmanship and showmanship. So many times I hear people say that they just can't stand to compete, well kiddies, we are competing in 50 percent of the things we do in our daily lives. This is just another one of those things.

The first thing you have to do it decide what level you want to compete at. I was told that if you are a rank beginner and have some nice items to display, you should enter as a Novice. If you have been entered before and are more experienced you should enter as an Advanced. Finally if you have been round the bend so to speak, and have been there many times, and or have items to display that are pretty darn cool, you should probably enter as a Master. It has become a more common thought these days from AFMS down to CFMS that everyone should go for the gusto and enter as a Master, whether you have been there before or not. I mean what can they say? So you need a little more polishing, or you need to vary the height of your display stands, or you have a little speck of lint on something, or one or more of your labels is a little crooked, they will only be helping you by pointing this out. The next time you will have it down pat and it will be much easier. Or maybe you will be lucky and the judges will think it is perfect and give you 99-100%, in which case you are to be congratulated.

The most important thing to know is that going to the show with you case, liner, items to display, and your tags are not the only things to have on your person for setting up your case. A good sharp knife or pair of scissors, masking or duct tape, Windex, paper towels, a cleaning cloth, T-pins, U-pins, and some type of sticky substance such as dental wax. Oh yes, don't forget a bottle of water for that dry mouth you are sure to get while you are sitting there, and a couple of Tylenol. Just in case!!

No matter what you do, whether you compete or just put in a case of non-competitive display, you will have a great time. This is a CFMS show after all! See you all next year at Calaveras!!





Program Aids

By Cheri George, Program Aid Chair

August

There has been virtually no activity in the Program Aids arena this month. We all went to the CFMS show in Roseville and had a great time. I have to say that was a very nicely presented show and the host club did a great job! I am still looking for new speakers, and will be happy to accept any suggestions from the member clubs and or their members as to new and interesting programs. Keep your eyes and ears open to any and all possible speakers to add to our booklet.

I am looking forward to my vacation this month, we will be gone until the end of July, and return hopefully refreshed and feeling ready for the second half of the year.

(Editor's Note: For some inexplicable phenomenon of electronic mail, I did not previously receive the following Program Aids reports. Cheri took the time to write them, I will now publish them.)

March

Well, we are finally home from glorious Quartzsite. I enjoyed seeing all of you that stopped by the booth, and we had a blast at the Ye Old Timers auction. I even managed to make off with some of Bob Pevahouse's infamous Pomegranate Jelly (YUM!).

Coming home I expected to have a crateful of mail including some of those even more elusive end of year Program Director's Reports (the form for which can be located in the Podium People Brochure). But lo' and behold there were none! HMMMMM

I know that there have been some really good programs out there because every once in awhile someone tells me so, but that is about all I hear.

The Program Report is an effective tool for the Program Aids Chairman, in that it help them to see how useful the speakers lists have been for the previous year. It also give the clubs Program Chairman the chance to give information on new speakers he/she may have found for their club and perhaps thought would be a good addition to the Podium People brochure. I plan to republish again at the end of this year if all goes well.

If you have misplaced your clubs copy of the Podium People brochure, contact Pat LaRue for the minimal cost of $3 you can obtain a new copy. It is worth the trouble if only for the copies of the forms located within it.

April

HAPPY SPRING!! I hope…… Well it is spring in a lot of places but apparently Mother Nature hasn't finished getting the word out.

I have received a recommendation for a new speaker on the Oceanview Mine and will be sending her a formal invitation in the next few days. I want to thank David Dills from the Woodland Hills Rock Chippers for the submission. I also had a lovely man tell me he would be willing to be a Podium person for his "How Comets are Made" program, but he hasn't answered my letters. So I don't know about him. I am still looking for new speakers to add to the Podium People Brochure, they must be out there somewhere. DO YOU KNOW THEM!??

I am looking forward to going to ZZYZX this month and so excited; jumping up and down is a good description. Also we are looking forward to the CFMS Show in Roseville in June. YIPPEE!! I hope to see you all there!

May

Spring should now be well under way everywhere by now, I had a long talk with Mother Nature and she promised that we would have good weather for the Roseville CFMS Show! I am looking forward to seeing you all there.

Program Aids has been very quiet, no new speakers, no notices of anyone running for the hills yet. So we can all look forward to republishing the Podium People Brochure in time for the November meeting. I hope!





Is Your Tax Exempt Status in Jeopardy?
Effect of Private Inurement on Tax Exempt Organizations

By Mike Kokinos, Tax Advisor

In the past, I have been concerned about any personal benefits that a society provides to members only. After discussion with the IRS, review of IRS Publication 1771 and research in other publications, I felt it was important to write this article for the benefit of our societies.

Mineral and gem societies are often concerned about the effect on their tax-exempt status for providing benefits solely to members. The term used for examining these benefits is private inurement. There is another term called private benefit that is applied to independent outsiders. This article will deal solely with benefits to members.

Private inurement lacks precise definition by the IRS and the courts but it is used to ensure that tax-exempt organizations are serving their exempt purposes rather than personal benefits and other forms of "nonexempt" uses and purposes.

On the other hand, IRS publication 1771 allows for some personal benefits. It states than an annual membership benefit is considered to be insubstantial if it is provided in exchange for an annual payment of $75.00 or less and consists of annual recurring rights or privileges such as:

  1. free or discounted admissions to the charitable organization's facilities or events
  2. discounts on purchases from the organization's gift shop
  3. free or discounted parking
  4. free or discounted admission to member-only events sponsored by an organization where a per-person cost (not including overhead) is within the "low-cost articles" limit.

As you can see these four items would primarily involve museums and similar organizations. The term "low-cost articles" is similar to veteran organizations sending return address stamps. The term will be further defined in a future article.

Even these items could be construed as inurement if they are more than an insubstantial part of the gross receipts or net profits. In the case of Spokane Motorcycle Club v. U.S. 222 f. Supp. 151, net profits for the year were found to inure to private individuals when refreshments, goods and services amounting to $825.00 (representing 8% of gross revenues) were furnished to members during the year.

Gem and mineral societies have several policies to review to determine if they would be considered insubstantial benefits to members.

  • Field trips for members only:
    I am concerned that exclusion of the public may consider this item as being for private rather than exempt purposes but it is defensible. If it were considered private, then it would have to be tested for inurement.
  • Classes (such as lapidary) for members only:
    I have the same concerns as for Field Trips
  • Reduced Fees for members:
    Assuming members receive a discount, as long as the discounts are insubstantial in relations to the gross receipts or net income the discounts should pass muster.
  • Member only potlucks or dinners:
    The statement concerning reduced fees would apply but the activity must be substantiated as serving the exempt rather than a private purpose.
  • Dinners with the public paying more than the members:
    The statement concerning reduced fees would apply.
  • Reduced membership fees for services performed at shows:
    I could not find any guidelines for this item. One problem is that the reduced fee could be considered a payment for services and taxable income to the recipient. Since the amount would be less than $600.00, IRS Form 1099 misc would not be filed. Members receiving discounts on bus fares but not the public:
    The statement concerning reduced fees would apply.
  • Sales for others with a percentage retained by the Society:
    • If the sales are items belonging to members only or members and guests and the sales are insignificant, the transactions should pass muster.
    • However, the IRS denied exemption where a group of art patrons formed an organization to promote understanding of the arts.
    • The organization's primary revenues were from commissions on sales of items exhibited. If a combination of these items is provided to members, a society should take the total benefits and see if they are insubstantial.
    • The courts have refused to list a percentage of gross receipts or net income in determining whether events are insubstantial.
    • However, the Spokane Motorcycle Club mentioned above provides a rough guideline.
    • The IRS can test member benefits against gross receipts (including a show) or against net income. I would expect to be checked against net come.
    • I would feel safer defending a society if their member benefits were less than 5% of their net income; this is just a guess.

Though in recent times the Service has yielded some benefits to members, they remained very concerned that organizations operate within their stated charitable purposes. My experience has been that a society seeking exemption for the first time or changing exemption, has a greater burden concerning these activities than a society being audited by the Service. For small organizations, such as our societies, it is unlikely to have audits of operations. However, if a disgruntled member or ex-member complains to the California Attorney General or the IRS, it is possible they would review the society's operations. If any of our societies are contacted for an examination, I highly recommend you contact me before scheduling an appointment with any governmental agency.

I would appreciate any feedback you might have had regarding contacts with the IRS on inurement. I will use the information to build a file that provides defenses against inurement.





Library's New Additions

By Bill Gissler, Slide and Video Librarian

In June, the CFMS Video and Slide Program Library received four new video and slide show programs. Please add the following to the May listings given to your Federation Director at the June 11 meeting in Roseville.

  • V-113. ROCK OF AGES. 20 minutes, 2000. View of Barre, Vermont granite quarries; explains the process from channeling, to drilling, blasting and manufacturing.
  • V-114. RHODOCHROSITE, RED TREASURE OF THE ROCKIES. 80 minutes (show in two parts), 2004. Story of Sweet Home Mine and Rhodochrosite Colorado's State Mineral.
  • V-115. TREE STORIES. 25 minutes, 2004. Description of petrified wood, replacement minerals, patterns and how they were formed.
  • V-116. ADVENTURES IN DISCOVERY. 24 and 27 minutes (two volumes), 2004. Royal Tyrrell Museum Research Associate John Acorn explores the ancient past.
  • F-152. EXPLORING METEORITE AND TEKTITE MYSTERIES. 80 slides, 2004. Many views of meteorite impacts, describes composition and different types based on recent research.

The CFMS Slide & Video Program Library has 116 video and 152 slide programs to loan to CFMS clubs for meetings and study groups. To borrow the programs, use the order form, which were distributed to your club's Federation Director at the June meeting. Forms can also be found on the CFMS web site (www.cfmsinc.org). Or you can request a program by contacting the CFMS Librarians.





Boosting Your Silent Auction's Intake

By Stephen Blocksage: Publicity/ Public Relations Committee

Text bla bla bla

Sometimes called a silent auction and on occasion a boutique depending on how it is run but it is usually a place for white elephants, copies of old national geographic, Rock and Gem, and other odds and ends, plants that the club hopes will sell boosting their show income. There are usually several games of chance with grab bags as the prize and occasionally a game of skill or knowledge for some diversity. If you have been to a club show this is mainstay of many of them yet the events is intake is unsure sometimes things sell and sometimes they don't. So how can your auction /boutique take on a publicity/ public relations aspect and become more profitable. Several months ago I mentioned sponsorship for the club as whole, this is slightly different aspect of the community aiding your club.

Instead of offering white elephants offer goods and services donated by local merchants and business people in your area. Each year business gets to write of donations of goods and services to the communities around them. Perhaps you've gone to a business location to note the picture of a Little League Team or bowling or high school cheer squad etc. proudly displayed by the business. Good public relations for you their customer to see that they support the community especially its youth in various ways. Also philanthropic clubs in your area also support youth endeavors don't forget to ask them for help even in personnel to help collect donations.

Now the question, does your club offer a youth program and if doesn't then why not if it does not, start one even if its only your club people going out to visit schools putting on earth sciences classes with hands on emphasis this is a form of public relations. Now couple that with these business that are ready willing and able to support and have a need for some tax relief need. Remember that your club must be a 503 (C) not for profit corporation in order to do this fund raising The format for getting support is simple enough, a form letter sent out on club stationary (Club and CFMS logo's), is something like this:

Business Name:                                                                                               Date May 7, 2005
We are your local Geology / Mineralogical Group, ____________________________________ Club, a 503 (C) non-profit corporation, and we are in need of your support for our silent auction to be held at
__________________________ on the 30th of June. You may respond by mail of call this number and someone will come by to pick up your donation. Please indicate your company name and the approximate value of the item(s) donate so that we can recognize your contribution to the youth of the community. We "Thank You" for your aid to our juniors program that will allow us to buy shop equipment or hold field trips, camps for our young people. We have included to two tickets to our show so that can see our efforts in person, we hope to see you there.
Signed: Stephen Blocksage/ President ABC Rockhounds (as an example) ___________________________________

So you have just made a number of people aware of who you are and that there is a group of "rockhounds" and you have invited some of your community business leaders to your club show. All the greater incentive to make the show one that you could be proud of. Publicity and public relations all wrapped up in one effort while raising money all at once, now that's a win, win if there ever was one.

Lists of what type of business: Restaurants the higher end the better, fast food companies, automotive services, recreational locations, dry cleaners, health and beauty establishments, book stores, clothing stores, pet suppliers, music stores, entertainment business, record stores, hardware and building suppliers and list goes on.

If you live anywhere near a large community you should have at least a 100 business to apply to. In a recent request of business items in excess of $1,000 was obtained in a two-week period by just one person; they sold for $1,300+ at auction. With the power of the club gathering items you can see what the results might be if any effort at all was expanded. Don't worry that some will say we do not do that or only our corporate can make such a donation you will get that about 50% of the time. The same was true for the 100-business aforementioned but the results were well worth the effort. By the way the largest item donated was a round of golf for (4) with cart at a private golf club for a value of $250.00 this went at auction for $175.00.

Keep a list of those who donate and remember to send a thank you notes to each business or owner. If they actually attend send them two tickets to next years show. They will have time to think about increasing their contribution. Ps. If you do not have a youth program, shame on you, you can play the seniors card instead. Support our seniors program we need lapidary equipment and supplies to support our aging seniors, not far from the truth in many cases.





Museum Corner

By Debbie Bunn, Chair, Museum Committee

Reno is home to the Mackay Mineral Museum, which was established in 1908. Named after one of the Comstock Lode silver barons, John Mackay, the museum has undergone a number of renovations. The most recent one was completed only a few yeas ago and resulted in a new name--the W. M. Keck Museum at the Mackay School of Mines.

The renovated display now span three floors and includes many famous mineral specimens from famous Nevada mining localities like the Getchell Mines. The new book "The Minerals of Nevada" shows pictures of some of these famous specimens. Besides the lovely mineral specimens, there is a fine display of mining artifacts and historical photographs of Nevada mining camps and towns. The Mackay family silver is the showpiece of the historical exhibits. More than half a ton of Comstock Silver was sent to Tiffany's in New York in the 1870's. Two hundred silversmiths worked two years to create an elaborate and ornate service for twenty-four consisting of 1350 pieces. It is truly something to see.

The Paleontology collection includes trilobites, ammonites, and mammoths. The footprints of ancient mammals that were discovered at the Carson City prison is one of the most interesting things to see in this section.

The major drawback to the W. M. Keck museum is that it is only open Monday thru Friday when the university is in session. It is located in the historic Mackay Mines Building on the University of Nevada, Reno campus. Be careful with parking. Public parking is available near the information booth of the Center Street entrance to the campus. Be very sure you are not in a permit only area.

The good news is that the museum if free. Special group tours can be arranged by calling #775-784-4528. Or check out their website http://mines.unr.edu/museum

So, if you are ever in Reno, Nevada in the middle of the week, and want to take a break from the one-armed bandits, consider a visit to the W. M. Keck museum. You won't be disappointed.





Practice Water Safety While On Vacation!

By Chuck McKie, Safety Chairman

Whether vacationing on a beach in San Diego, staying at a hotel with a pool, visiting relatives or friends who own pools, taking a tubing trip down a river or boating on a lake… water safety must be practiced wherever water is present! Here are some simple water safety tips to follow when planning your next family vacation:

  • Enforce the same safety rules you use at home. Take time to explain the importance of following these same rules to your children.
  • Never allow children to swim unsupervised in a hotel/motel pool: Never assume someone else is watching your child.
  • Check out the pool before you swim: Is the water clean and clear? Where is the deep end? Is there a lifeguard on duty? Where is the rescue equipment, and how is it used? Where is the phone, and can you dial out directly?
  • When staying at a relative or friend's home, look for possible water hazards (pools, ponds, buckets, bathtubs, toilets, dog bowls, etc.).
  • When boating, wear a Coast Guard approved lifejacket: When planning boating events, make sure to pack a lifejacket for each person. Children are required to wear a lifejacket at all times in a boat in many states. Bring along other items that float such as cooler, cushions, etc.
  • Know what is in and under an open water area: Find out about hazards such as marine life, parasites, currents, drop-offs, very cold water, or submerged objects. Enter all unfamiliar water feet first.
  • If the water is shared by boats, BE VISIBLE: Have your child wear a bright colored swim cap, stay close to shore, and actively watch for boats.
  • Know what to do if your child falls in the river: Go downstream immediately to position yourself to help. Pool Safety This is for your home but practice it while traveling.

Too often, firefighters hear people say, "It was just a few seconds." Unfortunately, just a few seconds is all it takes for a child to drown. Drowning is the leading cause of death in Arizona for children under the age of five.

Most of these children drown in their own backyard swimming pool, but others drown in buckets, bathtubs, toilets, dog water bowls, canals and ponds. Small children are top-heavy, and they don't have the upper body strength to lift themselves out of one of these dangerous situations. Even if the child survives the incident, they are often left with permanent brain damage. Drowning and near drowning can be prevented, and you can help! Anyone involved with the supervision of children needs to be aware of the dangers associated with any body of water. Below are some useful tips to prevent these needless tragedies.

  • Know where your children are at all times
  • Use an approved barrier to separate the pool from the house
  • Never allow children to be alone near a pool or any water source
  • Have life-saving devices near the pool, such as a pole/hook, or flotation device
  • Keep large objects such as tables, chairs, toys, and ladders away from pool fences
  • Post the 9-1-1 number on the phone
  • Do not allow children to play around the pool and store all toys outside the pool area
  • If you leave the pool area, take the children with you
  • Always have a "designated child watcher"
  • Learn to swim
  • Never swim alone, or while under the influence of alcohol or medications
  • Never swim when thunder or lightning is present
  • Never dive into unfamiliar or shallow bodies of water

Bucket Safety (Can be camping water pails, containers for panning your gold, even open commodes)

Buckets filled with water or other liquids, especially the large five-gallon size, present a drowning hazard to small children. In Phoenix alone, 5 drowning incidents involving buckets, including three fatalities were reported in 2001.

Nationally, about 25 children drown every year in buckets, and many more are hospitalized. Many of the containers involved in drownings nationally were 5-gallon buckets containing liquids. Most were used for mopping floors or other household chores. Many were less than half full.

A young child's curiosity, along with their crawling and pulling up while learning to walk can lead to danger when buckets are used around the house. Curious children lean forward to play in the water. When they topple into the bucket, they are unable to free themselves and drown.

The 5-gallon bucket is particularly dangerous because its heavier weight makes it more stable than a smaller bucket, and unlikely to tip over when a child uses it to pull up. These containers are about half the height of the infants, and with several gallons of water, weigh more than children of that age.

  • Never leave any bucket of water or other liquid unattended when small children are around.
  • Even a partly filled bucket can be a drowning hazard.
  • When doing household chores, immediately empty out buckets when finished, or move them to a safe place before taking a break.
  • ALWAYS watch your children around water, inside the home, around the pool and around the yard. Bathtub Safety Nationally, about 80 children die from bathtub drownings. Here are some tips for keeping your child safe in the tub:
  • Supervision. NEVER leave a child unattended in the bathtub for ANY REASON. There is nothing important enough to risk drowning! Children can drown in just a few inches of water, and can easily topple into the tub while you're dashing out to answer the phone, get a towel, etc.
    • Don't run to answer the phone.
    • Don't check to see who's at the door.
    • Don't leave your child to be watched by an older brother or sister.

MAKE NO EXCEPTIONS TO THESE RULES!

  • Bath seats. Several types of bath seats and rings adhere to the bottom of the tub with suction cups and offer bathing infants and toddlers support while sitting. Don't think that you can leave your child unattended. The suction cups can come loose, and it isn't hard for a child to slide out of the seats.
  • Get supplies first. Collect soap, towel, diaper, clothing, toys, and any other items you plan on using before you even run the bath water. Place these items where you can reach them easily.
  • Water heater. To reduce the risk of scalding, set your home's water heater to a maximum of 120 degrees Fahrenheit. A good test: You should be able to hold your hand comfortably under the tap even when the hot water alone is running.
  • Faucet covers. Placing a soft, insulated cover over the bathtub faucet is a prudent safeguard against accidental burns or bumps. They are available at many baby-supplies stores.
  • Slips and Falls. Prevent bathtub slips and falls by placing a rubber mat in the tub or affixing non-slip adhesive decals or strips to the bottom of the tub.
  • Electrical hazards. Keep electrical devices (including hair dryers, curling irons, and electric razors) well away from the tub.
  • Slippery floors. Be sure to use (and teach your child to use) extra caution and keep a non-slip bathroom rug by the side of the tub for your child to step onto after bathing. via City of Phoenix 2005




CFMS Field Trip South Report

By Bob Fitzpatrick, Field Trip Chair - South

I am excited to tell all my CFMS rockhound friends of some new field trip plans for this summer and fall. I will be putting together a committee to help plan and lead field trips. Thomas Hess, member of the CFMS Yucaipa Club and leader of Die Hard Rock Hounds, will be joining me to help lead some of the up coming field trips. Thomas will be in charge of leading trips to some of the famous Pegmatite mines for colored Tourmaline Crystals, Beryl Crystals, Quartz Crystals, Lepidiolite and much more.

Watch the CFMS web site at www.cfmsin.org and CFMS Newsletters, your local club, and LA Rocks and Diehard Rockhound web site for the up coming field trips.





What is Directors and Officers Liability Insurance?

By Fred Ott, Insurance Chairperson

It's common knowledge that we live in an ever-more-litigious society. People are now suing (and winning!) because they spilled coffee in their own lap! For those of us who volunteer to serve as officers or directors of our societies, we can be held personally liable as the result of a lawsuit brought by other members of our club or the general public for various claims, which would not be covered, under the Federation's general liability insurance policy (provided by Chubb insurance). Such claims could include: denied opportunities, denied non-monetary compensation, hostile work environment, discrimination, harassment, displeasure with a policy decision, disagreement with a decision regarding an expenditure of club funds or an individual or organization that feels has been harmed financially because of a decision of the board, just to name a few. Without the proper insurance protection, you would have to spend your own money just to defend yourself. So, even if you "win" the lawsuit," you "lose" all of the money you spent defending yourself.

The insurance policy designed to protect directors and officers of non-profit organizations is called Directors and Officers Liability Insurance (or, "D&O" insurance for short). The Federation has been working diligently to obtain such coverage for quite some time and was recently offered a policy, which the directors of each society who were in attendance at the recent CFMS Directors meeting in Roseville voted to pursue. This new program would have allowed individual clubs within the Federation to purchase coverage for their own directors and officers at a cost of $250.00 per year - a VERY good insurance value. However, complications arose following the Directors meeting which now forces the Federation to pursue coverage through another insurance carrier.

As soon as an alternate program becomes available, I'll provide a preview in the CFMS newsletter.